All in college

graduate school?: more torn than letoya in 2006

Now I look at my degree audit, and I see I'm 87% finished with my bachelors. As my undergraduate career will soon come to a close, I feel torn between the idea and challenge of furthering my education in graduate school and freedom of full-fledged adulthood and jumping into my career field. There is one side of me telling me to be finished with school forever, but the other hand is telling me saying challenge myself and obtain a masters. (It is a definite hell no for a Ph.D., I'll let you know that)